Demerara Mutual in St Vincent
Life insurance and savings plans in Saint Vincent and the Grenadines
Demerara Mutual serves Saint Vincent and the Grenadines from 65 Grenville Street in Kingstown, home to the branch office and two sales teams, Gordon’s Sales Unit and Phillips’ Sales Office. Plans are issued in Eastern Caribbean dollars (XCD), and the branch handles premium payments and claims.
Plans
Plans sold in Saint Vincent and the Grenadines
- Life insurance8 plans
- Group insurance and employee benefits
- Savings and investment plans2 plans
- Retirement and pension plans
- Mortgages and home loans1 plan
- Child insurance and education savings1 plan
Options sold only in the Eastern Caribbean: FB60 (Future Builder), FBS60 (Future Builder Super), MP30 (Mortgage Protection), E18 (Endowment Plans), E25 (Endowment Plans) and E30 (Endowment Plans). The plan pages give the terms and issue ages.
Premiums
Paying a premium in St Vincent
Premiums are paid in XCD.
- Bank transfer or standing order
- Salary deduction
- The Kingstown branch office
For a bank transfer or standing order, ask the St Vincent Branch Office on +1 784 457 1897 for the account details and use your policy number as the reference.
The office that takes payments: St Vincent Branch Office, 65 Grenville Street, Kingstown.
Claims
Making a claim in St Vincent
Claims and policy loans in Saint Vincent and the Grenadines are handled at the St Vincent Branch Office, 65 Grenville Street, Kingstown. For a death claim, tell the office that holds the policy, or your agent, in writing as soon as you can, with the policy number. Group and pension claims start with your employer’s plan administrator.
Offices
Our offices in Saint Vincent and the Grenadines
Branch office
St Vincent Branch Office
65 Grenville Street, Kingstown- +1 784 457 1897
- Fax +1 784 456 2686
- [email protected]
Sales office
Gordon's Sales Unit
65 Grenville Street, KingstownSales office
Phillips' Sales Office
65 Grenville Street, Kingstown
About
The Society in Saint Vincent and the Grenadines
- Currency
- Eastern Caribbean dollars (XCD)
- Share of the Society’s business
- 11% of total revenue in 2025 (Annual Report 2025). In 2025 St Vincent was the Society’s most improved territory for individual life sales.
Questions
Questions from St Vincent
Who regulates Demerara Mutual in St Vincent?
The Society’s business in Saint Vincent and the Grenadines is regulated by the Financial Services Authority (FSA), Saint Vincent and the Grenadines.
Where do I hand in a death claim in St Vincent?
At the St Vincent Branch Office, 65 Grenville Street, Kingstown (+1 784 457 1897).
Can I buy car, home or health insurance from Demerara Mutual in St Vincent?
No. Health insurance, home and fire insurance, car and motor insurance and travel insurance are sold in Guyana only. In Saint Vincent and the Grenadines the Society sells life insurance, savings, education and retirement plans, mortgage protection and group plans for employers.
Where are the Demerara Mutual offices in Kingstown?
All at 65 Grenville Street, Kingstown: St Vincent Branch Office, Gordon's Sales Unit and Phillips' Sales Office, on +1 784 457 1897.
Talk to an agent
Talk to an agent in St Vincent
Request a callback and an agent from the St Vincent Branch Office will call you at a time you choose.
Request a callback