Demerara Mutual in St Lucia
Life insurance and savings plans in Saint Lucia
In Saint Lucia, Demerara Mutual’s branch and Kirton’s Sales Office share 37 Chisel Street in Castries. Life insurance, savings and education plans are issued in Eastern Caribbean dollars (XCD), and premiums can be paid at any SurePay agent as well as at the branch.
Plans
Plans sold in Saint Lucia
- Life insurance8 plans
- Group insurance and employee benefits
- Savings and investment plans2 plans
- Retirement and pension plans
- Mortgages and home loans1 plan
- Child insurance and education savings1 plan
Options sold only in the Eastern Caribbean: FB60 (Future Builder), FBS60 (Future Builder Super), MP30 (Mortgage Protection), E18 (Endowment Plans), E25 (Endowment Plans) and E30 (Endowment Plans). The plan pages give the terms and issue ages.
Premiums
Paying a premium in St Lucia
Premiums are paid in XCD.
- SurePay agents
- Bank transfer or standing order
- Salary deduction
- The Saint Lucia branch office
For a bank transfer or standing order, ask the St Lucia Branch Office on +1 758 452 3979 for the account details and use your policy number as the reference.
The office that takes payments: St Lucia Branch Office, 37 Chisel Street, Castries.
Claims
Making a claim in St Lucia
Claims and policy loans in Saint Lucia are handled at the St Lucia Branch Office, 37 Chisel Street, Castries. For a death claim, tell the office that holds the policy, or your agent, in writing as soon as you can, with the policy number. Group and pension claims start with your employer’s plan administrator.
Offices
Our offices in Saint Lucia
Branch office
St Lucia Branch Office
37 Chisel Street, Castries- +1 758 452 3979
- +1 758 452 6199
- Fax +1 758 451 7729
- [email protected]
Sales office
Kirton's Sales Office
37 Chisel Street, Castries- +1 758 453 6626
- +1 758 453 6628
- Fax +1 758 451 7729
- [email protected]
About
The Society in Saint Lucia
- Currency
- Eastern Caribbean dollars (XCD)
- Share of the Society’s business
- 8% of total revenue in 2025 (Annual Report 2025).
Questions
Questions from St Lucia
Who regulates Demerara Mutual in St Lucia?
The Society’s business in Saint Lucia is regulated by the Financial Services Regulatory Authority (FSRA), Saint Lucia.
Where do I hand in a death claim in St Lucia?
At the St Lucia Branch Office, 37 Chisel Street, Castries (+1 758 452 3979).
Can I pay my premium at a SurePay agent in St Lucia?
Yes. Pay in cash at any SurePay location and take your policy number, so the payment reaches the right policy. You can also pay by bank transfer, by salary deduction or at the branch in Castries.
Can I buy car, home or health insurance from Demerara Mutual in St Lucia?
No. Health insurance, home and fire insurance, car and motor insurance and travel insurance are sold in Guyana only. In Saint Lucia the Society sells life insurance, savings, education and retirement plans, mortgage protection and group plans for employers.
How long has Demerara Mutual been in St Lucia?
The Society appointed its first agents in St Lucia in December 1914, among the first it had outside British Guiana.
Talk to an agent
Talk to an agent in St Lucia
Request a callback and an agent from the St Lucia Branch Office will call you at a time you choose.
Request a callback