Life insurance
Super Life Protector
Whole-of-life cover with level premiums payable to age 100, a guaranteed death benefit and a guaranteed cash value.
- Sold in
- Guyana
- Currency
- GYD
- Plan
- 3000
- Underwritten by
- Demerara Mutual Life Assurance Society Limited
Who it suits
Who should consider Super Life Protector
For people who want cover that never runs out, at a level premium that is lower than a plan paid up early in life.
Cover
What it pays
A guaranteed death benefit is paid whenever you die, as long as premiums are up to date. Premiums are payable to age 100, when the policy becomes fully paid up. The policy builds a guaranteed cash value you can borrow against.
The plan is non-participating: it pays no dividends and does not share in the Society's profits, which keeps the premium lower than a participating plan. Minimum cover is GYD 500,000 (XCD 50,000).
At a glance
Key features
- Cover for life, level premiums payable to age 100
- Guaranteed death benefit and guaranteed cash value
- Non-participating, so the premium is lower
- Optional riders: waiver of premium, accidental death and dismemberment, critical illness (90-day waiting period), payor benefit (for a child insured, if the payer dies or is totally disabled)
Eligibility
Who can apply
Issued to people aged 20 to 65. Premiums are set by your age, sex and smoking status when you apply, and evidence of good health is required. Minimum cover GYD 500,000 (XCD 50,000).
Maintained by Life OperationsUpdated
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Other life insurance plans
- Future BuilderLevel term life insurance for a fixed number of years or to a set age. There is no savings element, which keeps the premium low.Plan details
- Future Builder SuperLevel term life insurance that returns 60% of the premiums you paid if you are alive at the end of the term.Plan details
- Limited Pay Whole of Life @60Whole-of-life cover with premiums that stop at age 60 and a small yearly payment to you from 61 to 65.Plan details
Talk to an agent
Not sure which plan fits? Ask an agent in Guyana.
Tell us what you want to cover or save for. An agent from your local office will call you back to explain the options and the cost.
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