This is a Non-Participating guaranteed limited payment whole life plan. This is a type of whole life insurance policy where premiums are paid up to age 65, after which no further payments are needed. It provides permanent coverage with guaranteed benefits but does not offer dividends or share in the insurer’s profits. The policy guarantees a death benefit and a cash value that grows over time, ensuring lifelong coverage and financial security.

This plan becomes fully paid up after 20 policy years and has a Maturity Benefit of 1% of the sum insured will be paid at the end of ages 66 to 70 if the policy holder survives and the policy is still in force. It has a minimum face value of $500,000 GYD (XCD 50,000)

This plan is issued to those between the ages of 0-55 and has underwriting considerations such as Gender and Smoking habits. The riders available are, Waiver of Premium, Accidental Death and Dismemberment, Critical Illness, Payor Benefit