Our Endowment Insurance Plans include five regular endowment insurance products (10-year, 15-year, to ages 18, 60 and 65) and three anticipated endowment insurance products (20-year, 25-year and 30-year). An endowment insurance plan provides death benefit if an insured dies during the coverage period. In addition, the plan also pays a maturity benefit and/or partial maturity benefits (in case of
anticipated endowment insurance plans) if the insured is alive at specified policy years according to the terms of the contract.

All plans have a minimum Face amount of 1,000,000. Normal endowment plans have a maturity benefit equal to coverage face amount payable if an insured is alive at the maturity date of the coverage. For anticipated endowment plans, partial maturity benefits are payable at a predetermined schedule if the insured is alive at the benefit due date. The riders available are waiver of premium, Accidental Death and Dismemberment, and Payor Benefit.