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"I'm with Dem"

About Us


Our Mission

The Demerara Mutual Mission is to surpass our customers' expectations by providing superior service through the integration of people and technology.

Our Values

At Demerara Mutual, we strive to develop, promote and sustain a customer-focused organization.





Demerara Mutual Life Assurance Society Limited is one of the main providers of Life, Health, Annuity, Pension, Travel and other financial coverage in Guyana, where the Society is headquartered. The Society is also located in St. Lucia, St. Vincent & the Grenadines, and Grenada. DM has evolved appreciably from its 1891 inception as a carrier of Life Assurance indemnities, to a full‐fledged financial institution in this new millennium. The sales force and administrative staff is made up of more than 100 persons all together dispersed in Guyana, St. Lucia, St. Vincent and Grenada.


The areas of coverage have grown to encompass group and individual health, travel, plus financial coverage for the more delicate aspects of life and living. Demerara Mutual continues to venture and expand its operating territory in the financial marketplace. With unique life insurance products offered to meet a multiplicity of financial needs such as retirement planning, educational financing, access to credit, offsetting healthcare expenses, disability expenses, income protection, employee benefits and property protection. Demerara Mutual provides insurance coverage for individuals and groups from infancy right through to old age.


In the centennial year of Demerara Mutual, the Demerara Fire and General Insurance Company Limited were established as a subsidiary of Demerara Mutual. On 1st July 1993, it commenced underwriting Fire and General Insurances. DFG is a growing company and is expected to emerged in 2018 and beyond as a major contender in the general insurance business in Guyana.