Drive with Confidence.

Get comprehensive coverage that protects you and your vehicle on the road. From accidents to theft, we've got you covered.

Build your next home with us

From foundation to finish, we'll finance your dream home with personalized loan options, competitive rates, and expert guidance every step of the way.

Protection from every angle.

Get protection for everything from collisions and comprehensive damage to roadside assistance and rental car reimbursement. Talk to an agent and see the difference.

about us

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Over a century of financial stability.

We provide customized insurance solutions, competitive rates, and a steadfast commitment to customer satisfaction that has stood strong for over 132 years. Connect with us today to learn how we can help safeguard your future.

  • Securing futures, protecting lives

  • Life insurance made simple and accessible

  • Affordable plans tailored to your budget

  • Coverage that puts you first

Discover More

132

years serving the Caribbean

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    K+

    Policies Issued

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    +

    Friendly Agents

    Across all territories

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    Years Old

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    Branches

    Across 4 territories
    6 in Guyana

WE ALWAYS HELP

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Let’s work together for all life’s moments

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Consultation

90%

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OUR SERVICES

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Your Protection,
Our Priority

We believe in providing peace of mind through comprehensive insurance solutions. We're committed to helping you protect what matters most, from your family and health to your home and business.

Car insurance

Comprehensive coverage for your vehicle and peace of mind on the road.

Life insurance

Secure your family's future with life insurance that meets your needs.

Mortgages

Get pre-approved today. Start your homeownership journey

Health insurance

Affordable healthcare solutions for individuals and families.

Business insurance

Protect your company from risks with tailored business insurance.

Fire insurance

Essential protection against fire damage for your home or business.

Pensions

Enjoy peace of mind with a secure retirement plan

Travel insurance

Travel worry-free with comprehensive coverage for your adventures.

Find a local insurance agent

+592-225-8991

Speak with our insurance experts

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Trusted and funded by more then 800 companies

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FREE QUOTE

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Get an insurance quote
to get started!

  • 199

    Home
    insurance

  • 200

    Vehicles
    insurance

  • 201

    Life
    insurance

  • 202

    Business
    insurance

    Limits of Balance:

    $

      Limits of Balance:

      $

        Limits of Balance:

        $

          Limits of Balance:

          $

          A Clear and Easy Process

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          Simplifying Insurance

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          Meet Advisor

          Connect with one of our experienced Demerara Mutual agents, who will personally guide you through the process.

          Choose Coverage

          Tailor your policy with optional add-ons and benefits to create the perfect protection plan for you and your family.

          Secure Policy

          Enjoy comprehensive coverage and the confidence that comes with being protected by Demerara Mutual.

          Peace of Mind

          Focus on what matters most, knowing you have reliable insurance coverage in place with a trusted company.

          TESTIMONIALS

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          What our happy customers are talking about our insurance company

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          • We hire professionals
            you can trust

          • We promise to provide
            upfront pricing

          • We promise to respect
            your time

          • We promise to provide
            upfront pricing

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          OUR EXPERTS

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          Meet our experienced team

          Manager, Sales and Marketing

          Sharmela Ramsammy

          Manager, Life Insurance Operations

          Orlene Charles

          Chief Risk and Compliance Officer

          Sean Seaton

          RECENT NEWS FEED

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          Latest news & articles
          from the blog

          Hit the road with confidence: your guide to auto insurance

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          by Demerara Mutual

          11 December, 24

          The Demerara Blog

          Why fire insurance is a must-have for your home and business

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          by Demerara Mutual

          11 December, 24

          The Demerara Blog

          Why insurance matters: protecting what you value most

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          by Demerara Mutual

          28 November, 24

          The Demerara Blog